Date |
Report No. |
Title |
Date Dec. 1, 2011 |
Report No. GAO-12-277T |
Title
GAO
For Release on Delivery Expected at 10:00 a.m. EST Thursday, December 1, 2011 United States Government Accountability Office Testimony Before the Committee on Financial Services, House of Representatives FEDERAL HOUSING ADMINISTRATION Risks to the Mutual Mortgage Insurance Fund and the Agency’s Operations
Statement of Mathew J. Scirè, Director Financial Markets and Community Investment GAO-... |
Date Nov. 14, 2011 |
Report No. GAO-12-49 |
Title
United States Government Accountability Office GAO
November 2011 Report to Congressional Requesters GINNIE MAE Risk Management and Cost Modeling Require Continuing Attention GAO-12-49 November 2011 GINNIE MAE
Risk Management and Cost Modeling Require Continuing Attention
Highlights of GAO-12-49, a report to congressional requesters Why GAO Did This Study
The Government National Mortgage Associatio... |
Date Nov. 7, 2011 |
Report No. GAO-12-15 |
Title
United States Government Accountability Office GAO
November 2011 Report to the Committee on Banking, Housing, and Urban Affairs, U.S. Senate FEDERAL HOUSING ADMINISTRATION Improvements Needed in Risk Assessment and Human Capital Management GAO-12-15 November 2011 FEDERAL HOUSING ADMINISTRATION
Improvements Needed in Risk Assessment and Human Capital Management
Highlights of GAO-12-15, a report to ... |
Date Nov. 4, 2011 |
Report No. GAO-12-34 |
Title
United States Government Accountability Office GAO
November 2011 Report to the Ranking Member, Subcommittee on Regulatory Affairs, Stimulus Oversight, and Government Spending, Committee on Oversight and Government Reform, House of Representatives VACANT PROPERTIES Growing Number Increases Communities’ Costs and Challenges GAO-12-34 November 2011 VACANT PROPERTIES
Growing Number Increases Communi... |
Date Sept. 14, 2011 |
Report No. GAO-11-925T |
Title
United States Government Accountability Office GAO
For Release on Delivery Expected at 2:00 p.m. EDT Wednesday, September 14, 2011 Testimony Before the Subcommittee on Insurance, Housing and Community Opportunity, Committee on Financial Services, House of Representatives HOMEOWNERSHIP COUNSELING Although Research Suggests Some Benefits, Implementation and Evaluation Challenges Exist
Statement of A... |
Date July 19, 2011 |
Report No. GAO-11-656 |
Title
United States Government Accountability Office GAO
July 2011 Report to Congressional Committees MORTGAGE REFORM Potential Impacts of Provisions in the Dodd-Frank Act on Homebuyers and the Mortgage Market GAO-11-656 July 2011 MORTGAGE REFORM
Accountability • Integrity • Reliability Potential Impacts of Provisions in the Dodd-Frank Act on Homebuyers and the Mortgage Market
Highlights of GAO-11-6... |
Date July 13, 2011 |
Report No. GAO-11-783T |
Title
United States Government Accountability Office GAO
For Release on Delivery Expected at 2:00 p.m. EDT Wednesday, July 13, 2011 Testimony Before the Subcommittee on Insurance, Housing and Community Opportunity, Committee on Financial Services, House of Representatives RESIDENTIAL APPRAISALS Opportunities to Enhance Oversight of an Evolving Industry
Statement of William B. Shear, Director Financial M... |
Date July 13, 2011 |
Report No. GAO-11-653 |
Title
United States Government Accountability Office GAO
July 2011 Report to Congressional Committees RESIDENTIAL APPRAISALS Opportunities to Enhance Oversight of an Evolving Industry GAO-11-653 July 2011 RESIDENTIAL APPRAISALS
Accountability • Integrity • Reliability Opportunities to Enhance Oversight of an Evolving Industry
Highlights of GAO-11-653, a report to congressional committees Why GAO Did... |
Date May 26, 2011 |
Report No. GAO-11-367R |
Title
United States Government Accountability Office Washington, DC 20548 May 26, 2011 Congressional Committees Subject: TROUBLED ASSET RELIEF PROGRAM: Results of Housing Counselors Survey on Borrowers’ Experiences with the Home Affordable Modification Program To restore stability and liquidity to the financial system, Congress established the $700 billion Troubled Asset Relief Program (TARP) and dire... |
Date May 26, 2011 |
Report No. GAO-11-368SP |
Title
|
Date May 12, 2011 |
Report No. GAO-11-649T |
Title
United States Government Accountability Office GAO
For Release on Delivery Expected at 2:00 p.m. EDT Thursday, May 12, 2011 Testimony Before the Subcommittee on Housing, Transportation and Community Development, Committee on Banking, Housing, and Urban Affairs, U.S. Senate MORTGAGE FORECLOSURES Documentation Problems Reveal Need for Ongoing Regulatory Oversight
Statement of A. Nicole Clowers, Acti... |
Date May 2, 2011 |
Report No. GAO-11-433 |
Title
United States Government Accountability Office GAO
May 2011 Report to Congressional Requesters MORTGAGE FORECLOSURES Documentation Problems Reveal Need for Ongoing Regulatory Oversight GAO-11-433 May 2011 MORTGAGE FORECLOSURES
Accountability • Integrity • Reliability Documentation Problems Reveal Need for Ongoing Regulatory Oversight
Highlights of GAO-11-433, a report to congressional requeste... |
Date March 17, 2011 |
Report No. GAO-11-476T |
Title
United States Government Accountability Office GAO
For Release on Delivery Expected at 10:00 a.m. EDT March 17, 2011 Testimony Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate TROUBLED ASSET RELIEF PROGRAM Status of Programs and Implementation of GAO Recommendations
Statement of Thomas J. McCool, Director Applied Research and Methods GAO-11-476T Chairman Johnson, Ranking Me... |
Date March 17, 2011 |
Report No. GAO-11-288 |
Title
United States Government Accountability Office GAO
March 2011 Report to Congressional Committees TROUBLED ASSET RELIEF PROGRAM Treasury Continues to Face Implementation Challenges and Data Weaknesses in Its Making Home Affordable Program GAO-11-288 March 2011 TROUBLED ASSET RELIEF PROGRAM
Accountability • Integrity • Reliability Treasury Continues to Face Implementation Challenges and Data Wea... |
Date March 2, 2011 |
Report No. GAO-11-338T |
Title
United States Government Accountability Office GAO
For Release on Delivery Expected at 2:00 pm. EST Wednesday, March 2, 2011 Testimony Before the Subcommittee on Insurance, Housing, and Community Opportunity, Committee on Financial Services, House of Representatives TROUBLED ASSET RELIEF PROGRAM Actions Needed by Treasury to Address Challenges in Implementing Making Home Affordable Programs
Statem... |
Date Nov. 15, 2010 |
Report No. GAO-11-93 |
Title
United States Government Accountability Office GAO
November 2010 Report to the Chairman, Subcommittee on Economic Policy, Committee on Banking, Housing, and Urban Affairs, U.S. Senate MORTGAGE FORECLOSURES Additional Mortgage Servicer Actions Could Help Reduce the Frequency and Impact of Abandoned Foreclosures GAO-11-93 November 2010 MORTGAGE FORECLOSURES
Accountability • Integrity • Reliabili... |
Date Nov. 15, 2010 |
Report No. GAO-11-151 |
Title
United States Government Accountability Office GAO
November 2010 Report to Congressional Committees FINANCIAL AUDIT Federal Housing Finance Agency’s Fiscal Years 2010 and 2009 Financial Statements GAO-11-151 a November 2010 FINANCIAL AUDIT
Accountability • Integrity • Reliability Federal Housing Finance Agency's Fiscal Years 2010 and 2009 Financial Statements
Highlights of GAO-11-151, a repo... |
Date Nov. 15, 2010 |
Report No. GAO-11-33R |
Title
United States Government Accountability Office Washington, DC 20548 November 15, 2010 Congressional Committees Subject: The Cooperative Model as a Potential Component of Structural Reform Options for Fannie Mae and Freddie Mac On September 6, 2008, the Federal Housing Finance Agency (FHFA) placed the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation ... |
Date Oct. 19, 2010 |
Report No. GAO-11-158R |
Title
United States Government Accountability Office Washington, DC 20548 October 19, 2010 The Honorable Christopher J. Dodd Chairman The Honorable Richard C. Shelby Ranking Member Committee on Banking, Housing, and Urban Affairs United States Senate The Honorable Barney Frank Chairman The Honorable Spencer Bachus Ranking Member Committee on Financial Services House of Representatives Subject: Status of... |
Date Sept. 23, 2010 |
Report No. GAO-10-1066T |
Title
United States Government Accountability Office GAO
For Release on Delivery Expected at 10:00 a.m. EDT Thursday, September 23, 2010 Testimony Before the Committee on Banking, Housing, and Urban Affairs, United States Senate MORTGAGE FINANCING
Financial Condition of FHA’s Mutual Mortgage Insurance Fund
Statement of Mathew J. Scirè, Director Financial Markets and Community Investment GAO-10-1066T ... |
Date Sept. 14, 2010 |
Report No. GAO-10-827R |
Title
United States Government Accountability Office Washington, DC 20548 On September 20, 2010, the PDF file was changed to revise two sentences. On page 5, the second and fifth sentences of the last paragraph were corrected to clarify the status of certain FHA policy changes. September 14, 2010 The Honorable Christopher J. Dodd Chairman The Honorable Richard C. Shelby Ranking Member Committee on Banki... |
Date Aug. 31, 2010 |
Report No. GAO-10-997 |
Title
United States Government Accountability Office GAO
August 2010 Report to Congressional Requesters TAX ADMINISTRATION Expanded Information Reporting Could Help IRS Address Compliance Challenges with Forgiven Mortgage Debt GAO-10-997 Contents Letter
Background Results Conclusions Recommendations for Executive Action Agency Comments 1 3 3 6 6 7 Appendix I Updated Slides from the July 28, 2010 Congres... |
Date Aug. 24, 2010 |
Report No. GAO-10-805 |
Title
United States Government Accountability Office GAO
August 2010 Report to the Joint Economic Committee, United States Congress NONPRIME MORTGAGES Analysis of Loan Performance, Factors Associated with Defaults, and Data Sources GAO-10-805 August 2010 Highlights
Highlights of GAO-10-805, a report to the Joint Economic Committee, United States Congress Accountability Integrity Reliability NONPRIME MOR... |
Date Aug. 24, 2010 |
Report No. GAO-10-806SP |
Title
|
Date July 30, 2010 |
Report No. GAO-10-876R |
Title
United States Government Accountability Office Washington, DC 20548 July 30, 2010 The Honorable Christopher J. Dodd Chairman The Honorable Richard C. Shelby Ranking Member Committee on Banking, Housing, and Urban Affairs United States Senate The Honorable Barney Frank Chairman The Honorable Spencer Bachus Ranking Member Committee on Financial Services House of Representatives Subject: Mandate on D... |
Date July 20, 2010 |
Report No. GAO-10-792 |
Title
United States Government Accountability Office GAO
July 2010 Report to the Chairman, Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises, Committee on Financial Services, House of Representatives FEDERAL HOUSING FINANCE AGENCY Oversight of the Federal Home Loan Banks’ Agricultural and Small Business Collateral Policies Could Be Improved GAO-10-792 July 2010 FEDERAL H... |
Date July 15, 2010 |
Report No. GAO-10-787 |
Title
United States Government Accountability Office GAO
July 2010 Report to Congressional Requesters HOMEOWNERSHIP PRESERVATION Federal Efforts to Combat Foreclosure Rescue Schemes Are Under Way, but Improved Planning Elements Could Enhance Progress GAO-10-787 July 2010 HOMEOWNERSHIP PRESERVATION Highlights
Highlights of GAO-10-787, a report to congressional requesters Accountability Integrity Reliabil... |
Date May 14, 2010 |
Report No. GAO-10-633R |
Title
United States Government Accountability Office Washington, DC 20548 May 14, 2010 The Honorable Carolyn B. Maloney Chair Joint Economic Committee House of Representatives The Honorable Charles E. Schumer Vice Chairman Joint Economic Committee United States Senate Subject: State-Level Information on Negative Home Equity and Loan Performance in the Nonprime Mortgage Market The decline of home prices ... |
Date March 25, 2010 |
Report No. GAO-10-556T |
Title
United States Government Accountability Office GAO
For Release on Delivery Expected at 10:00 a.m. EDT Thursday, March 25, 2010 Testimony Before the Committee on Oversight and Government Reform, House of Representatives TROUBLED ASSET RELIEF PROGRAM Home Affordable Modification Program Continues to Face Implementation Challenges
Statement of Gene L. Dodaro Acting Comptroller General of the United S... |
Date Nov. 16, 2009 |
Report No. GAO-10-218 |
Title
United States Government Accountability Office GAO
November 2009 Report to Congressional Committees FINANCIAL AUDIT Federal Housing Finance Agency’s Fiscal Year 2009 Financial Statements GAO-10-218 a November 2009 FINANCIAL AUDIT Highlights
Highlights of GAO-10-218, a report to congressional committees Accountability Integrity Reliability Federal Housing Finance Agency's Fiscal Year 2009 Financi... |
Date Oct. 8, 2009 |
Report No. GAO-10-144T |
Title
United States Government Accountability Office GAO
For Release on Delivery Expected at 9:30 a.m. EDT Thursday, October 8, 2009 Testimony Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate FANNIE MAE AND FREDDIE MAC Analysis of Options for Revising the Housing Enterprises’ Long-term Structures
Statement of William B. Shear, Director Financial Markets and Community Investment... |
Date Sept. 10, 2009 |
Report No. GAO-09-782 |
Title
United States Government Accountability Office GAO
September 2009 Report to Congressional Committees FANNIE MAE AND FREDDIE MAC Analysis of Options for Revising the Housing Enterprises’ Long-term Structures GAO-09-782 September 2009 FANNIE MAE AND FREDDIE MAC Highlights
Highlights of GAO-09-782, a report to congressional committees Accountability Integrity Reliability Analysis of Options for Rev... |
Date July 31, 2009 |
Report No. GAO-09-741 |
Title
United States Government Accountability Office GAO
July 2009 Report to Congressional Requesters HOME MORTGAGES Provisions in a 2007 Mortgage Reform Bill (H.R. 3915) Would Strengthen Borrower Protections, but Views on Their Long-term Impact Differ GAO-09-741 July 2009 HOME MORTGAGES Highlights
Highlights of GAO-09-741, a report to congressional requesters Accountability Integrity Reliability Provis... |
Date July 30, 2009 |
Report No. GAO-09-836 |
Title
United States Government Accountability Office GAO
July 2009 Report to Congressional Committees REVERSE MORTGAGES Policy Changes Have Had Mostly Positive Effects on Lenders and Borrowers, but These Changes and Market Developments Have Increased HUD’s Risk GAO-09-836 July 2009 REVERSE MORTGAGES Highlights
Highlights of GAO-09-836, a report to congressional committees Accountability Integrity Reli... |
Date July 29, 2009 |
Report No. GAO-09-769 |
Title
United States Government Accountability Office GAO
July 2009 Report to the Joint Committee on Taxation HOME MORTGAGE INTEREST DEDUCTION Despite Challenges Presented by Complex Tax Rules, IRS Could Enhance Enforcement and Guidance GAO-09-769 July 2009 HOME MORTGAGE INTEREST DEDUCTION Highlights
Highlights of GAO-09-769, a report to the Joint Committee on Taxation Accountability Integrity Reliabilit... |
Date July 28, 2009 |
Report No. GAO-09-848R |
Title
United States Government Accountability Office Washington, DC 20548 July 28, 2009 The Honorable Carolyn B. Maloney Chair Joint Economic Committee House of Representatives The Honorable Charles E. Schumer Vice Chairman Joint Economic Committee United States Senate Subject: Characteristics and Performance of Nonprime Mortgages During the first part of this decade, the number of mortgage originations... |
Date July 28, 2009 |
Report No. GAO-09-922T |
Title
United States Government Accountability Office GAO
For Release on Delivery Expected at 10:00 a.m. EDT Tuesday, July 28, 2009 Testimony Before the Joint Economic Committee U.S. Congress HOME MORTGAGES Recent Performance of Nonprime Loans Highlights the Potential for Additional Foreclosures
Statement of William B. Shear, Director Financial Markets and Community Investment GAO-09-922T Chair Maloney a... |
Date July 23, 2009 |
Report No. GAO-09-837 |
Title
United States Government Accountability Office GAO
July 2009 Report to Congressional Committees TROUBLED ASSET RELIEF PROGRAM Treasury Actions Needed to Make the Home Affordable Modification Program More Transparent and Accountable GAO-09-837 July 2009 TROUBLED ASSET RELIEF PROGRAM Highlights
Highlights of GAO-09-837, a report to congressional committees Accountability Integrity Reliability Treasu... |
Date June 29, 2009 |
Report No. GAO-09-812T |
Title
United States Government Accountability Office GAO
For Release on Delivery Expected at 9:00 a.m. CDT Monday, June 29, 2009 Testimony Before the Special Committee on Aging, U.S. Senate REVERSE MORTGAGES Product Complexity and Consumer Protection Issues Underscore Need for Improved Controls over Counseling for Borrowers
Statement of Mathew J. Scirè, Director Financial Markets and Community Investme... |
Date June 29, 2009 |
Report No. GAO-09-606 |
Title
United States Government Accountability Office GAO
June 2009 Report to Congressional Requesters REVERSE MORTGAGES Product Complexity and Consumer Protection Issues Underscore Need for Improved Controls over Counseling for Borrowers GAO-09-606 June 2009 REVERSE MORTGAGES Highlights
Highlights of GAO-09-606, a report to congressional requesters Accountability Integrity Reliability Product Complexity... |
Date April 16, 2009 |
Report No. GAO-09-507R |
Title
United States Government Accountability Office Washington, DC 20548 April 16, 2009 Congressional Committees Subject: Small Business Administration’s Implementation of Administrative Provisions in the American Recovery and Reinvestment Act of 2009 Due to recent turmoil in U.S. credit markets, many lenders have been reluctant to offer conventional loans—that is, loans that are not guaranteed by ... |
Date Feb. 27, 2009 |
Report No. GAO-09-420R |
Title
United States Government Accountability Office Washington, DC 20548 February 27, 2009 The Honorable Barney Frank Chairman Committee on Financial Services House of Representatives Subject: Information on Proposed Changes to the National Flood Insurance Program Dear Mr. Chairman: The National Flood Insurance Program (NFIP) was created in 1968 and currently has more than 5.6 million policyholders tha... |
Date Dec. 4, 2008 |
Report No. GAO-09-231T |
Title
United States Government Accountability Office GAO
For Release on Delivery Expected at 10:00 a.m. CST Thursday, December 4, 2008 Testimony Before the Subcommittee on Financial Services and General Government, Committee on Appropriations, U.S. Senate TROUBLED ASSET RELIEF PROGRAM Status of Efforts to Address Defaults and Foreclosures on Home Mortgages
Statement of Mathew J. Scire, Director, Financi... |
Date July 17, 2008 |
Report No. GAO-08-1023T |
Title
United States Government Accountability Office GAO
For Release on Delivery Expected at 10:00 a.m. EDT Thursday, July 17, 2008 Testimony Before the Subcommittee on Oversight and Investigations, Committee on Financial Services, House of Representatives FAIR LENDING Race and Gender Data Are Limited for Nonmortgage Lending
Statement of Orice M. Williams, Director Financial Markets and Community Invest... |
Date June 27, 2008 |
Report No. GAO-08-698 |
Title
United States Government Accountability Office GAO
June 2008 Report to Congressional Requesters FAIR LENDING Race and Gender Data Are Limited for Nonmortgage Lending GAO-08-698 June 2008 FAIR LENDING Highlights
Highlights of GAO-08-698, a report to congressional requesters Accountability Integrity Reliability Race and Gender Data Are Limited for Nonmortgage Lending Why GAO Did This Study
The Feder... |
Date July 18, 2007 |
Report No. GAO-07-1109T |
Title
United States Government Accountability Office GAO
For Release on Delivery Expected at 9:30 a.m. EDT Wednesday, July 18, 2007 Testimony Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate FEDERAL HOUSING ADMINISTRATION Proposed Legislative Changes Would Affect Borrower Benefits and Risks to the Insurance Funds
Statement of William B. Shear, Director Financial Markets and Commu... |
Date June 29, 2007 |
Report No. GAO-07-645 |
Title
United States Government Accountability Office GAO
June 2007 Report to Congressional Requesters FEDERAL HOUSING ADMINISTRATION Decline in the Agency’s Market Share Was Associated with Product and Process Developments of Other Mortgage Market Participants GAO-07-645 June 2007 FEDERAL HOUSING ADMINISTRATION Highlights
Highlights of GAO-07-645, a report to congressional requesters Accountability In... |
Date June 29, 2007 |
Report No. GAO-07-708 |
Title
United States Government Accountability Office GAO
June 2007 Report to Congressional Requesters FEDERAL HOUSING ADMINISTRATION Modernization Proposals Would Have Program and Budget Implications and Require Continued Improvements in Risk Management GAO-07-708 June 2007 FEDERAL HOUSING ADMINISTRATION Highlights
Highlights of GAO-07-708, a report to congressional requesters Accountability Integrity R... |
Date June 22, 2007 |
Report No. GAO-07-1033T |
Title
United States Government Accountability Office GAO
For Release on Delivery Expected at 10:00 a.m. EDT Friday, June 22, 2007 Testimony Before the Subcommittee on Housing and Community Opportunity, Committee on Financial Services, House of Representatives MORTGAGE FINANCING Seller-Funded DownPayment Assistance Changes the Structure of the Purchase Transaction and Negatively Affects Loan Performance
... |
Date June 22, 2007 |
Report No. GAO-07-878R |
Title
United States Government Accountability Office Washington, DC 20548 June 22, 2007 The Honorable Christopher Bond Ranking Member Subcommittee on Transportation, Housing and Urban Development, and Related Agencies Committee on Appropriations United States Senate Subject: Federal Home Loan Banks: Too Soon to Tell the Potential Impact of Excess Stock Rule on the Affordable Housing Program Dear Senator... |