U.S.-Japan Trade: The Japanese Insurance Market

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Report Type	Reports and Testimonies
Report Date	March 15, 1999
Report No.	NSIAD-99-108BR
Subject	Foreign governments Foreign trade agreements Foreign trade policies Insurance companies Insurance premiums Insurance regulation International relations International trade restriction Japan Competition

Summary:

U.S. insurers have raised concerns about Japan's implementation of bilateral insurance agreements entered into with the United States in 1994 and 1996. In recent years, Japan has taken some steps to deregulate its insurance market, in accordance with these agreements and as part of its overall efforts at financial deregulatory reform. Some U.S. insurance representatives, however, contend that the measures taken so far are insufficient. The U.S. and Japanese governments differ about the extent to which the agreements have been implemented. This report provides information on (1) the size of the Japanese insurance market; (2) the U.S. insurance company presence in and concerns about this market; and (3) the business, regulatory, and other events that have affected the Japanese insurance market in the 1990s.

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U.S.-Japan Trade: The Japanese Insurance Market