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Reserve Forces: Observations on the Ready Reserve Mobilization Income Insurance Program

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Report Type Reports and Testimonies
Report Date May 8, 1997
Report No. T-NSIAD-97-154
Subject
Summary:

Reserve forces are generally considered essential to the nation's defense, as evidenced by the increasing use of these forces in recent years. Congress and the Defense Department (DOD) have been concerned about the (1) financial losses that some reservists have confronted with when they are activated and (2) DOD's ability to continue recruiting and retaining sufficient numbers of quality personnel in its reserve forces. These concerns have led to the development of an insurance program to protect reservists and their families against financial losses arising from extended mobilizations. GAO concludes that the program is not self-sustaining under its current design and with its current low enrollment. GAO suggests that the program be suspended while DOD reexamines the need for and possible alternatives to the program.

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