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Deposit Insurance Funds: Analysis of Insurance Premium Disparity Between Banks and Thrifts

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Report Type Reports and Testimonies
Report Date July 28, 1995
Report No. T-AIMD-95-206
Subject
Summary:

A potential premium rate disparity between banks and thrifts could develop in the next few months if the Federal Deposit Insurance Corporation reduces the premium rates that members institutions pay to the Bank Insurance Fund when the Fund reaches its target reserve level. This testimony summarizes the results of an analysis of these issues found in a March 1995 GAO report (GAO/AIMD-95-84).

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