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H.R. 1165, Data Privacy Act of 2023 (CBO Report for Congress)

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Congress 118th
Date Requested Feb. 28, 2023
Requested By House Committee on Financial Services
Date Sent June 13, 2023
Description:
H.R. 1165 would amend title V of the Gramm-Leach-Bliley Act (GLBA) to expand and equally apply protections for consumers and customers with respect to the use of data by financial institutions. The bill would redefine the terms consumer and customer and would require financial institutions to provide opportunities for consumers and customers to opt out of having their personal data disclosed to third parties. H.R. 1165 would require financial institutions to notify people about the information they collect and hold and, upon request, delete nonpublic personal information held by the institution. Finally, the bill would direct the Government Accountability Office (GAO) to report to the Congress on whether the GLBA’s data safeguards adequately protect people’s nonpublic personal information.

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