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H.R. 1651, Small Business 7(a) Loan Agent Transparency Act (CBO Report for Congress)

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Congress 118th
Date Requested May 23, 2023
Requested By House Committee on Small Business on
Date Sent May 26, 2023
Description:
H.R. 1651 would require the Small Business Administration (SBA) to supervise agents that help small businesses to secure loans of up to $5 million that are guaranteed by the SBA under the 7(a) loan program and to take enforcement action against any of those agents that are found to violate the Small Business Act. Agents include attorneys, consultants, and accountants that assist small businesses during the 7(a) loan application process. Those agents would be required to register with the SBA and to pay annual registration fees. Finally, the bill would require the SBA to establish and maintain a database of services provided by agents working on 7(a) loans.

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