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GAO Reports by subject "Credit"

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Date Report No. Title
Date Nov. 30, 2001 Report No. GAO-02-32 Title

Purchase Cards: Control Weaknesses Leave Two Navy Units Vulnerable to Fraud and Abuse

United States General Accounting Office GAO November 2001 Report to Congressional Requesters PURCHASE CARDS Control Weaknesses Leave Two Navy Units Vulnerable to Fraud and Abuse GAO-02-32 a Contents Letter Overview of Testimony Conclusions Recommendations for Executive Action Agency Comments and Our Evaluation Appendix I: Appendix II: Appendix III: Testimony on Purchase Card Control Weakness at Tw...
Date June 20, 2001 Report No. GAO-01-773 Title

Consumer Finance: College Students and Credit Cards

United States General Accounting Office GAO June 2001 Report to Congressional Requesters CONSUMER FINANCE College Students and Credit Cards GAO-01-773 Contents Letter Results in Brief Background Credit Cards Have Both Advantages and Disadvantages for College Students Studies Provide Limited Information on College Students and Credit Cards Universities’ Policies on Credit Cards Differ, But Most F...
Date Aug. 22, 2000 Report No. AIMD-00-286R Title

Credit Reform: Improving Rural Development's Credit Program Cost Estimates

United States General Accounting Office Washington, DC 20548 Accounting and Information Management Division B-286010 August 22, 2000 The Honorable Dan Glickman The Secretary of Agriculture Subject: Credit Reform: Improving Rural Development’s Credit Program Cost Estimates Dear Mr. Secretary: This letter and the attached briefing slides are the third in a series of status reports on the Rural Dev...
Date Aug. 14, 1998 Report No. GGD-98-176 Title

Live Loan Checks: Information on Unsolicited Consumer Loans for Preapproved Borrowers

United States General Accounting Office GAO August 1998 Report to the Chairman, Subcommittee on Financial Institutions and Regulatory Relief, Committee on Banking, Housing, and Urban Affairs, U.S. Senate LIVE LOAN CHECKS Information on Unsolicited Consumer Loans for Preapproved Borrowers GAO/GGD-98-176 GAO United States General Accounting Office Washington, D.C. 20548 General Government Division B...
Date Aug. 13, 1998 Report No. GGD-98-169 Title

High-Loan-to-Value Lending: Information on Loans Exceeding Home Value

United States General Accounting Office GAO August 1998 Report to the Chairman, Subcommittee on Financial Institutions and Regulatory Relief, Committee on Banking, Housing, and Urban Affairs, U.S. Senate HIGH-LOAN-TOVALUE LENDING Information on Loans Exceeding Home Value GAO/GGD-98-169 GAO United States General Accounting Office Washington, D.C. 20548 General Government Division B-279255 August 13...
Date March 30, 1998 Report No. AIMD-98-14 Title

Credit Reform: Greater Effort Needed to Overcome Persistent Cost Estimation Problems

United States General Accounting Office GAO March 1998 Report to the Chairman, Committee on the Budget, U.S. Senate CREDIT REFORM Greater Effort Needed to Overcome Persistent Cost Estimation Problems GAO/AIMD-98-14 GAO United States General Accounting Office Washington, D.C. 20548 Accounting and Information Management Division B-277070 March 30, 1998 The Honorable Pete V. Domenici Chairman, Commit...
Date Feb. 19, 1998 Report No. GGD-98-41 Title

Managing for Results: Experiences of Selected Credit Programs

United States General Accounting Office GAO February 1998 Report to the Director, Office of Management and Budget MANAGING FOR RESULTS Experiences of Selected Credit Programs GAO/GGD-98-41 GAO United States General Accounting Office Washington, D.C. 20548 General Government Division B-275125 February 19, 1998 The Honorable Franklin D. Raines Director, Office of Management and Budget Dear Mr. Raine...
Date Aug. 29, 1997 Report No. AIMD-97-155R Title

Financial Audit: Auditing Use of OMB's Credit Subsidy Model

1 i- T A0 United States General Accounting Office Washington, D.C. 20548 Accomtjng and Information Management Division B-276870 August 29, 1997 Inspectors General Subject: Financial Audit: Atiditinrr Use of OMB’ Credit Subsidy Model s Federal agencies use the Office of Management and Budget’ (OMB) Credit s Subsidy Node1 (CSM) to calculate credit subsidies for federal direct loan and loan guara...
Date Aug. 29, 1997 Report No. AIMD-97-145 Title

Credit Reform: Review of OMB's Credit Subsidy Model

United States General Accounting Office GAO August 1997 Report to the Director, Office of Management and Budget CREDIT REFORM Review of OMB’s Credit Subsidy Model GAO/AIMD-97-145 GAO United States General Accounting Office Washington, D.C. 20548 Accounting and Information Management Division B-276870 August 29, 1997 The Honorable Franklin D. Raines Director, Office of Management and Budget Dear ...
Date July 16, 1997 Report No. T-RCED-97-197 Title

Small Business Administration: Credit Subsidy Estimates for the Sections 7(a) and 504 Business Loan Programs

United States General Accounting Office GAO For Release on Delivery Expected at 10 a.m. EDT Wednesday July 16, 1997 Testimony Before the Committee on Small Business, House of Representatives SMALL BUSINESS ADMINISTRATION Credit Subsidy Estimates for the Sections 7(a) and 504 Business Loan Programs Statement of Judy A. England-Joseph, Director, Housing and Community Development Issues, Resources, C...
Date July 16, 1997 Report No. T-OCE/GGD-97-76 Title

GSEs: Recent Trends and Policy Issues

United States General Accounting Office GAO For Release on Delivery Expected at 2:00 p.m. EDT on Wednesday July 16, 1997 Testimony Before Subcommittee on Capital Markets, Securities and Government Sponsored Enterprises, House Committee on Banking and Financial Services, and Subcommittee on Government Management, Information and Technology, House Committee on Government Reform and Oversight GSEs Re...
Date June 10, 1997 Report No. OCE-97-3R Title

Business, Industry, and Consumers: Banking and Commerce

United States General Accounting Office Washington, D.C. 20548 Office of the Chief Economist B-277357 June IO, 1997 The Honorable Richard H. Baker Chairman, Subcommittee on Capital Markets, Securities and Government-Sponsored Enterprises Dear Mr. Chairman: This letter includes our responses to the questions attached to your May 16th letter concerning the issue of mixing banking and commerce. We ho...
Date May 8, 1997 Report No. GGD-97-58 Title

Bank Oversight: Few Cases of Tying Have Been Detected

United States General Accounting Office GAO May 1997 Report to Congressional Committees BANK OVERSIGHT Few Cases of Tying Have Been Detected GAO/GGD-97-58 GAO United States General Accounting Office Washington, D.C. 20548 General Government Division B-261747 May 8, 1997 The Honorable John D. Dingell Ranking Minority Member Committee on Commerce House of Representatives The Honorable Thomas J. Mant...
Date Dec. 20, 1996 Report No. NSIAD-97-7 Title

Export-Import Bank: Options for Achieving Possible Budget Reductions

United States General Accounting Office GAO December 1996 Report to the Chairman, Subcommittee on International Finance, Committee on Banking, Housing, and Urban Affairs, U.S. Senate EXPORT-IMPORT BANK Options for Achieving Possible Budget Reductions G A O years 1921 - 1996 GAO/NSIAD-97-7 GAO United States General Accounting Office Washington, D.C. 20548 National Security and International Affairs...
Date Oct. 31, 1996 Report No. RCED-97-9 Title

State Infrastructure Banks: A Mechanism to Expand Federal Transportation Financing

United States General Accounting Office GAO October 1996 Report to Congressional Requesters STATE INFRASTRUCTURE BANKS A Mechanism to Expand Federal Transportation Financing G A O years 1921 - 1996 GAO/RCED-97-9 GAO United States General Accounting Office Washington, D.C. 20548 Resources, Community, and Economic Development Division B-265697 October 31, 1996 The Honorable John H. Chafee Chairman T...
Date Nov. 28, 1995 Report No. GGD-96-23 Title

Community Reinvestment Act: Challenges Remain to Successfully Implement CRA

United States General Accounting Office GAO November 1995 Report to Congressional Requesters COMMUNITY REINVESTMENT ACT Challenges Remain to Successfully Implement CRA GAO/GGD-96-23 GAO United States General Accounting Office Washington, D.C. 20548 General Government Division B-259931 November 28, 1995 The Honorable Jim Leach Chairman The Honorable Henry B. Gonzalez Ranking Minority Member Committ...
Date Sept. 22, 1995 Report No. GGD-95-230 Title

Mutual Funds: Impact on Bank Deposits and Credit Availability

United States General Accounting Office GAO September 1995 Report to Congressional Requesters MUTUAL FUNDS Impact on Bank Deposits and Credit Availability GAO/GGD-95-230 GAO United States General Accounting Office Washington, D.C. 20548 General Government Division B-259968 September 22, 1995 The Honorable James A. Leach Chairman The Honorable Henry B. Gonzalez Ranking Minority Member Committee on ...
Date Dec. 21, 1994 Report No. RCED/AIMD-95-63 Title

Rural Housing: Shift to Guaranteed Program Can Benefit Borrowers and Reduce Government's Exposure

United States General Accounting Office GAO December 1994 Report to Congressional Requesters RURAL HOUSING Shift to Guaranteed Program Can Benefit Borrowers and Reduce Government’s Exposure GAO/RCED/AIMD-95-63 GAO United States General Accounting Office Washington, D.C. 20548 Resources, Community, and Economic Development Division B-259539 December 21, 1994 The Honorable Gary A. Condit Chairman ...
Date Sept. 26, 1994 Report No. AIMD-94-58 Title

Credit Reform: Appropriation of Negative Subsidy Receipts Raises Questions

~q@ed Sk&es (Senei@ AccouWing OfTice GAO :’ Report to the Chairman, Committee on ‘ B~dge!~U.S. Senate tie United States General Accounting Office Washington, D.C. 20548 Accounting and Information Management Division B-255388 September 26,1994 The Honorable Jim Sasser Chairman, Committee on the Budget United States Senate Dear Mr. Chairman: You requested that we evaluate several highly technica...
Date July 28, 1994 Report No. AIMD-94-57 Title

Credit Reform: Case-by-Case Assessment Advisable in Evaluating Coverage and Compliance

United Statis General Accounting Offwe GAO July 1994 Report to the Chairman, Committee on the Budget, U.S. Senate ‘ CREDIT REFORM Case-by-Case Assessment Advisable ,in Evaluating Coverage and Compliance GAWAIMD-94-67 , GAO United States Generai Accounting Office Wahington, D.C. 20648 Accounting and Information Management Division B-255389 July 28,1994 The Honorable Jim Sasser Chairman, Committee...
Date April 28, 1994 Report No. GGD-94-23 Title

U.S. Credit Card Industry: Competitive Developments Need to Be Closely Monitored

..-.-.,. .-. ..,.-.,-. ,.,. .., United States Gene& Accounting Office GAO April 1994 Report to Congressional Requesters U.S. CREDIT CARD INDUSTRY Competitive Developments Need to Be Closely Monitored GAO/GGD-94-23 .- .-;+ 22”. ,- “ ‘, ..+,,.’ .I$“;, .1 ‘, General Government Division B-255894 April 28,1994 The Honorable Joseph P. Kennedy, II Chairman The Honorable Alfred A. McCandless R...
Date March 18, 1994 Report No. AIMD-94-46 Title

Credit Reform: Speculative Savings Used to Offset Current Spending Increase Budget Uncertainty

United States General Accounting Office GAO March 1994 Report to the Chairrnan, Committee on the Budget, U.S. Senate CREDIT REFORM Speculative Savings Used to Offset Current Spending Increase Budget Uncertainty GAO/AIMD-94-46 :. GAO United States General Accounting Office Washington, D.C. 20548 Accounting and Information Management Division B-251511 March 18,1994 The Honorable Jim Sasser Chairman,...
Date Dec. 13, 1993 Report No. GGD-94-28 Title

Regulatory Burden: Recent Studies, Industry Issues, and Agency Initiatives

United States General Accounting Office GAO December 1993 Report to the Chairman, Committee on Banking, Housing, and Urban Affairs U.S. Senate REGULATORY BURDEN Recent Studies, Industry Issues, and Agency Initiatives GAO/GGD-94-28 GAO United States General Accounting Office Washington, D.C. 20548 General Government Division B-254591 December 13,1993 The Honorable Donald W. Riegle, Jr. Chairman, Co...
Date Sept. 30, 1993 Report No. AIMD-93-26 Title

Federal Credit Reform: Information On Credit Modifications and Financing Accounts

..--“.ll”..l-_--.-.-- sc~~,1~‘1111~1’1~ 1!)!I:3 ~FEDERAL~RED REFORM Information on Credit Modifications and Financing Accounts 111111 ll 149996 -._4;A( ),I,\ I RI I )-!f:l-ai ..I I” . . _. ..I... .“. ..“.l_ “.I. ..“...I.__ .._.. .- .._“-_l... “-l-l-“l-_.l-.l~-.--- -...-- -I.I- ._-_- ------. .---.-l---“. ---- GAO United States General Accounting Office Washington, D.C. 206...
Date March 30, 1993 Report No. GGD-93-15R Title

Financial Institutions: Credit Availability Guidance

GAO ‘:* - United State8 General Accounting Ounce Washington, D.C. 20548 General Government Dtvision B-248521 March 30, 1993 The Honorable Donald W. Riegle, Chairman, Committee on Banking, Housing, and Urban Affairs United States Senate Dear Mr. Chairman: Jr. 148841 This letter responds to your February 1992 request that we review regulatory policy initiatives issued to address the the decline in...
Date March 17, 1993 Report No. T-GGD-93-10 Title

Bank and Thrift Regulation: Concerns About Credit Availability and Regulatory Burden

United StatesGeneral Accounting Office ws’ttg4~.~ GAO For Release on Delivery Expected at 930 a.m., EST Wednesday Mad 17.1993 Testimony Before the Subcommitteeon Commerce,Consumerand Monetary Affairs, Committee on Government Operations House of Representatives BANKANDTHRIFT REGULATION Concerns About Credit Availability and Regulatory Burden Statementof Charles A. Bowsher Comptroller General of t...
Date Jan. 6, 1993 Report No. AFMD-93-17 Title

Federal Credit Programs: Agencies Had Serious Problems Meeting Credit Reform Accounting Requirements

--I FEDERAL CREDIT PROGRAM S Agencies Had Serious Problems Meeting Credit Reform Accounting Requirements RI I llllllIllM 148213 ~-” I (;A(: )/A f~‘ I I-!W 17 kl -.. “” ._. ..---. I.. ..-.-._.. ..^ .._- ._..._. ._.._ ..-..- -.__--.- ---.-_- --_.-I__ GAO United States General Accounting OfTice Washington, D.C. 20648 Accounting and Financial Management Division B-251537 January 6, 1993 The Ho...
Date April 3, 1992 Report No. T-RCED-92-52 Title

Mortgage Credit Enhancements: Options for FHA in Meeting the Need for Affordable Multifamily Housing

United SW-es GeneralAccountingOffice GAO For Release on Delivery Expectedat 10 a.m. EST Friday April 3, 1992 Testimony Before the Subcommittee on Housing and Urban Affairs, Committee on Banking, Housing, and Urban Affairs, U.S. Senate MORTGAGE CREDIT ENHANCEMENTS Options for FHA in Meeting the Need for Affordable Multifamily Housing Statement of Judy A. England-Joseph,Director, Housing and Communi...
Date Feb. 14, 1992 Report No. RCED-92-127 Title

Farm Credit: USDA's Implementation of the Farms for the Future Act of 1990

_ ._ ..._ .,_ .,..,.. ^. II frihvl St,;l“._ ..-_____.. .I .-““.._..,” -__._ Ol’fk~~ I_..-_.__ ” t.w (;c~rlc~r;rl Ac~c+ou~~l,irrg- -_.._____I_ ---~.--__.-l.l _ . ._,.__.” ______ .-.-. -..-“~.-__-.- -.l_--l____,_ I-_~. .l”.---l_.---“.--..l”““-.” Iwwll;lry 1!Ek? FARM CREDIT USDA’S Implementation of the Farms for the Future Act of 1990 United States General Accounting Off...
Date Jan. 3, 1992 Report No. T-GGD-92-10 Title

Bank Supervision: Observations on the National Bank and Thrift Examiners' Conference

United States General Accounting Offke GAO For Release on Delivery Expected at IO:00 a.m. EST Friday January 3, 1992 Testimony Before the Committee on Banking, Finance and Urban Affairs House of Representatives BANK SUPERVISION Observationson the National Bank and Thrift Examiners’ Conference Statementof Charles A. Bowsher, Comptroller Generalof the United States GAO/T-GGD-92-10 GAO Form 160 (12...
Date Oct. 24, 1991 Report No. T-AFMD-92-1 Title

Federal Credit and Insurance Programs: Actions That Could Minimize a Growing Risk

United States General Accounting Office GAO Testimony For Release on Delivery Expected at 9:30 a.m. Thursday October 24, Federal Actions Risk 1991 Credit and Insurance That Could Minimize Programs: a Growing Statement of Donald H. Chapin Assistant Comptroller General General Accounting Office Before the Urgent Fiscal Issues Task Force Committee on the Budget House of Representatives GAO/T-AFMD-92-...
Date Aug. 7, 1991 Report No. RCED-91-180 Title

Federal Agricultural Mortgage Corporation: Potential Role in the Delivery of Credit for Rural Housing

IJnited States General Accounting Office , GAO Report to the Honorable liichard H. Lehman, House of Representatives FEDERAL AGRICULTURAL MORTGAGE CORPORATION Potential Role in the Delivery of Credit for Rural Housing 144566 GAO United States General Accounting Office Washhgton, DC. 20648 Resources, Community, and Economic Development Division B-220607 August 7,lOOl The Honorable Richard H. Lehman ...
Date May 21, 1991 Report No. T-NSIAD-91-38 Title

International Affairs: Soviet Union's Participation in the Agriculture Department's Export Credit Guarantee Programs

United States General Accounting Offlce h-T7 g Testimony 143978 For Release On Delivery Expected at 9:30 a.m. EDT Tuesday May 21, 1991 "Xhe Soviet Union's Participation in the Agriculture Dmartwnt's Export Credit Guarantee Programs Statement of Allan I. Mendelowitz, Director International Trade, Energy, and Finance Issues National Security and International Affairs Division Before the Subcomnittee...
Date April 19, 1991 Report No. NSIAD-91-180 Title

Loan Guarantees: Export Credit Guarantee Programs' Long-Run Costs Are High

GAO Rttport to the Chairman, Subcommittee on Criminal ,Justice, Committee on the @J udiciary , House of Representatives : LOAN GUARANTEES Export Credit Guarantee Programs’ Long-Run Costs Are High 143879 GA. International Trade: Commodity Credit Corporation’ Refunds of Export s Guarantee Fees (GAO~NSIAD-87-186,Aug. 19, 1987). (41)3566) Page 24 GAO/NSIADQl-180 Loan Guarantees Ordering Informatio...
Date Nov. 9, 1990 Report No. AFMD-91-7 Title

Credit Management: Widespread Loan Origination Problems Reported

I ~llilt~ti .A~~~*ou~~ling _ S1:ilcbs .._,--__ ..---...--.-.I ._._ (;t*II(~r;lI Of’l’ic-ch . . --. -~ _----- - -_.- ll.“_ ““_ --NC)\ (‘IIIIWI’ 1000 .. CREDIT MANAGEMENT Widespread Loan Origination Problems Reported 111 IllllllI Ill 142792 RELEASED RESTRICTED--Not to be released outside the General Accomtlng Ofl’lce unless specifically approved by the Offlce of Congressional Relatio...
Date June 7, 1990 Report No. NSIAD-90-189 Title

South Africa: Relationship With Western Financial Institutions

r i United States General Accounting Office GAO June 1990 Report to Congressional Requesters ,. SOUTH AFRI, Relationship With Western Financial Institutions Not to be released outside the RESTRICTED-General Accounting OfIke unless specifically apprwed by the Office of Congressional Relationa I GAO/NSIAD-90-189 340&-k--( m National !Security and International Affairs Division B-226687 June 7,199O T...
Date April 16, 1990 Report No. AFMD-90-12 Title

Credit Management: Deteriorating Credit Picture Emphasizes Importance of OMB's Nine-Point Program

k’ c ma United States General Accounting Office Washington, DC. 20548 Accounting and Financial Management Division n-236732 April 16,199O The Honorable John R. Kasich House of Representatives Dear Mr. Kasich: As you requested, this report provides information on federal agencies’ changes in receivable information between fiscal years 1985 and 1988 and describes the results of our review of sel...
Date Feb. 28, 1990 Report No. NSIAD-90-95BR Title

Credit Discrimination: Alleged Credit Discrimination in Fort Ord Area

_. .^_ . . ...._.-_.-.._.._____ __-_-____-.- _-.-..-- -_... ___________--- CREDIT DISCRIMINATION Alleged Credit Discrimination in Fort Ord Area United States General Accounting Office Washington, D.C. 20548 National Security and International Affairs Division B-2383 19 February 28,199O The Honorable Leon E. Panetta House of Representatives The Honorable Beverly B. Byron House of Representatives As...
Date Nov. 10, 1987 Report No. T-AFMD-88-2 Title

Budget and Spending: Federal Government Credit Activities and How They Relate to Loan Sales

u&id Tekimony i Fbr Release oh Delivery Ekpected at 4::bO p.m. EST Tbesday Niovember 10, 11987 Federal iI-.- Government Credit Activities and How They --, Relate to Loan Sales '; Statement of Frederick D. Wolf, Director Accounting and Financial Management Division Before the President's PriGtization Commission on L' #j . 04053q .0/T-AFMD-88-2 Mr. Chairman and Members of the President’ s Commissi...
Date March 11, 1987 Report No. RCED-87-79BR Title

Farmers Home Administration: Information on Agricultural Credit Provided to Indians on 14 Reservations

I 8’ United States General Accounti Briefin Report to Congressional Requesters March 1987 FARMIZRSHoME ADMINISTRATION Information on Agricultural Credit Provided to Indians on 14 Reservations 132473 s3w4\ GAO/RtfJED-87.7QBR 8RELEASED ..s Resources, Community, and Economic Development Division B-226061 March 11, 1987 Chairman, Select Committee on Indian United States Senate The Honorable United S...
Date March 4, 1987 Report No. T-AFMD-87-5 Title

Financial Management: Proposals for Improved Credit Program Budgeting

1 , . United States General Accounting Office ) LT fl3 / q Testimony - - For Release on Delivery Expected at 2 p.m . EST Wednesday M arch 4, 1987 Proposals for Improved Credit Program Budgeting * Statem ent Frederick Accounting of D. Wolf, Director and Financial M anagem ent Division Before the Com m ittee on the Budget United States Senate GAO/T-AFMD-87-5 -, . .
Date July 24, 1984 Report No. B-211398 Title

Government Operations: [Comments on H.R. 2025]

COMPTROLLER GENERAL O F THE UNITED STATES WASHINGTON O C 20548 8-211398 -- July 24, 1984 The Honorable Jack Brooks Chairman, Committee on Government Operations House of Representatives m a r Nr. Chairman: c This responds to your request for comments on H.R. 2025, a bill to amend the Congressional Budget and Impoundment Control Act of 1 9 7 4 to improve the congressional budget process, and for oth...
Date May 24, 1984 Report No. 124215 Title

Budget and Spending: Federal Credit Programs

, UNITED STATES GENERAL ACCOUNTING OFFICE Washington, D.C. 20548 FOR RELEASE ON DELIVERY EXPECTED AT 10:00 a.m. MAY 24, 1984 124215 STATEMENT OF HARRY S. HAVENS ASSISTANT COMPTROLLERGENERAL BEFORE THE SUBCOMMITTEEON ECONOMIC STABILIZATION COMMITTEE ON BANKING, FINANCE AND URBAN AFFAIRS HOUSE OF REPRESENTATIVES ON FEDERAL CREDIT PROGRAMS Mr. Chairman and Members of the Subcommittee: to appear today...
Date Dec. 28, 1982 Report No. PAD-83-12 Title

Budget and Spending: Catalog of Federal Credit Programs and Their Interest Rate Provisions

General Accounting Office Catalog Of Federal Credit Programs Interest Rate Provisions And Their From fiscal year 1971 to 1981, new direct loan obligations increased about 445 percent to $57.2 billion, and new loan guarantee commitments increased about 99 percent to $76.5 billion. In the same 10 year period, repayments by borrowers were not keeping pace with lending activities, thus pushing up tota...
Date Nov. 4, 1982 Report No. GGD-83-16 Title

Justice and Law Enforcement: A Profile of Selected Personal Bankruptcy Cases

BYTHEU.S.GENERALACCOUNTING OFFICE Report To The Chairman Committee On The Judiciary House Of Representatives A (Profile Of Selected Personal Bankruptcy Cases GAG examined five specific personal bankruptcy cases to gather information on the financial status and other characteristics of the ankruptcy petitioners and to ascertain the major reasons the individuals filed for ban ruptcy. Generally, wher...
Date Nov. 4, 1982 Report No. RCED-83-22 Title

Housing: Federal Credit Policy on Guaranteed Loans Should Be Clarified and Enforced

BY THEUS. GENERALACCOUNTING OFFICE Report To The Director Office Of Management And Budget Fbderal Credit Policy On Guaranteed Should Be Clarified And Enforced . Office of Management and Budget (OMB) Circular No. A-70 was issued to help provide effective and economical Federal credit assistance programs by prescribing, for example, that certain fees be charged, thatiprivate lenders-share financial ...
Date Feb. 13, 1981 Report No. HRD-81-5 Title

Financial Management: Legislation Plus Aggressive Action Needed To Strengthen VA's Debt Collection

I 114421 Request for copies of GAD reports should be sent to: U.S. General Accounting Off ice Document Handling and Information Services Facility P,O. Box 0015 Gaithersburg, Md. 20760 Telephone (202) 2766241 The first five copies of individual reports are free Jf charge. Additional copies of bound audit reports ere $3.25 each. Additional copies of unbound report (i.e., letter reports) and most oth...
Date Jan. 2, 1981 Report No. GGD-81-13 Title

Business, Industry, and Consumers: Examinations of Financial Institutions Do Not Assure Compliance With Consumer Credit Laws

I BY THECOMPTROLLERGiNERAL Report ToThe congress OF THEUNITEDSTATES Examinations Of Financial Institutions Do Not Assure Compliance With Consumer Credit Laws Financial regulatory agencies’ programs for enforcing consumer credit protection laws were inconsistent and, for the substantive aspects of some laws, inadequate. As a result, consumers have not been assured consistent protection, and finan...
Date Nov. 19, 1980 Report No. 113895 Title

Financial Management: Improving the Collection of Debts Owed the Government

UNITED STATES GENERALACCOUNTINGOFFICE WASHINGTON, D.C. 20548 113895 FOR RELEASE ON DELIVERY EXPECTEDBY 2:30 EST WEDNESDAY,NOVEMBER 19, 1980 STATEMENTOF ELMER B. STAATS COMPTROLLER GENERAL OF THE UNITED STATES BEFORETHE COMMITTEEON GOVERNMENTAL AFFAIRS/jL UNITED STATES SENATE -’ 1IMPROVING THE Mr. Chairman ON COLLECTION OF DEBTS OWEDTHE GOVERNMENT J and Members of the Committee: request their to ...
Date April 1, 1980 Report No. 111985 Title

Veterans Affairs: Collection of Debts Owed the Veterans Administration

UNITED STATES GENERAL ACCOUNTING OFFICE WASHINGTON, D.C. 20548 FOR RELEASE ON DELIVERY Expected at 9:00 A.M. Tuesday, April 1, 1980 111985 STATEMENT OF RONALD F. LAUVE ASSOCIATE DIRECTOR, HUMAN RESOURCES DIVISION BEFORE THE SUBCOMMITTEE ON SPECIAL INVESTIGATIONS HOUSE COMMITTEE ON VETERANS' AFFAIRS ON THE/-j&LECTION Mr. Chairman today .?/cj] OF DEBTS OWED THE VETERqNS ADMINISTRATION and Members of...