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GAO Reports by subject "Mortgage interest rates"

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Date Report No. Title
Date March 18, 2011 Report No. GAO-11-474R Title

Government Operations: List of Selected Federal Programs That Have Similar or Overlapping Objectives, Provide Similar Services, or Are Fragmented Across Government Missions

United States Government Accountability Office Washington, DC 20548 March 18, 2011 Congressional Addressees: Subject: List of Selected Federal Programs That Have Similar or Overlapping Objectives, Provide Similar Services, or Are Fragmented Across Government Missions This report supplements our March 1, 2011, report Opportunities to Reduce Potential Duplication in Government Programs, Save Tax Dol...
Date March 3, 2011 Report No. GAO-11-441T Title

Government Operations: Opportunities to Reduce Potential Duplication in Government Programs, Save Tax Dollars, and Enhance Revenue

United States Government Accountability Office GAO For Release on Delivery Expected at 9:30 a.m. EST Thursday, March 3, 2011 Testimony Before the House Committee on Oversight and Government Reform Opportunities to Reduce Potential Duplication in Government Programs, Save Tax Dollars, and Enhance Revenue Statement of Gene L. Dodaro Comptroller General of the United States GAO-11-441T Mr. Chairman, ...
Date March 1, 2011 Report No. GAO-11-318SP Title

Government Operations: Opportunities to Reduce Potential Duplication in Government Programs, Save Tax Dollars, and Enhance Revenue

United States Government Accountability Office GAO March 2011 Report to Congressional Addressees Opportunities to Reduce Potential Duplication in Government Programs, Save Tax Dollars, and Enhance Revenue GAO-11-318SP Contents Letter Section I GAO Identified Areas of Potential Duplication, Overlap, and Fragmentation, Which, if Effectively Addressed, Could Provide Financial and Other Benefits 1 5 S...
Date Aug. 24, 2010 Report No. GAO-10-805 Title

Nonprime Mortgages: Analysis of Loan Performance, Factors Associated with Defaults, and Data Sources

United States Government Accountability Office GAO August 2010 Report to the Joint Economic Committee, United States Congress NONPRIME MORTGAGES Analysis of Loan Performance, Factors Associated with Defaults, and Data Sources GAO-10-805 August 2010 Highlights Highlights of GAO-10-805, a report to the Joint Economic Committee, United States Congress Accountability Integrity Reliability NONPRIME MOR...
Date Aug. 24, 2010 Report No. GAO-10-806SP Title

Nonprime Mortgages: Data on Loan Performance by Cohort Year, Product Type, and Location (GAO-10-806SP, August 24, 2010), an E-supplement to GAO-10-805

Date Oct. 8, 2009 Report No. GAO-10-144T Title

Fannie Mae and Freddie Mac: Analysis of Options for Revising the Housing Enterprises' Long-term Structures

United States Government Accountability Office GAO For Release on Delivery Expected at 9:30 a.m. EDT Thursday, October 8, 2009 Testimony Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate FANNIE MAE AND FREDDIE MAC Analysis of Options for Revising the Housing Enterprises’ Long-term Structures Statement of William B. Shear, Director Financial Markets and Community Investment...
Date Sept. 24, 2009 Report No. GAO-09-1048T Title

Troubled Asset Relief Program: Status of Efforts to Address Transparency and Accountability Issues

United States Government Accountability Office GAO For Release on Delivery Expected at 9:30 a.m. EDT Thursday, September 24, 2009 Testimony Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate TROUBLED ASSET RELIEF PROGRAM Status of Efforts to Address Transparency and Accountability Issues Statement of Gene L. Dodaro Acting Comptroller General of the United States GAO-09-1048T ...
Date Sept. 10, 2009 Report No. GAO-09-782 Title

Fannie Mae and Freddie Mac: Analysis of Options for Revising the Housing Enterprises' Long-term Structures

United States Government Accountability Office GAO September 2009 Report to Congressional Committees FANNIE MAE AND FREDDIE MAC Analysis of Options for Revising the Housing Enterprises’ Long-term Structures GAO-09-782 September 2009 FANNIE MAE AND FREDDIE MAC Highlights Highlights of GAO-09-782, a report to congressional committees Accountability Integrity Reliability Analysis of Options for Rev...
Date July 31, 2009 Report No. GAO-09-741 Title

Home Mortgages: Provisions in a 2007 Mortgage Reform Bill (H.R. 3915) Would Strengthen Borrower Protections, but Views on Their Long-term Impact Differ

United States Government Accountability Office GAO July 2009 Report to Congressional Requesters HOME MORTGAGES Provisions in a 2007 Mortgage Reform Bill (H.R. 3915) Would Strengthen Borrower Protections, but Views on Their Long-term Impact Differ GAO-09-741 July 2009 HOME MORTGAGES Highlights Highlights of GAO-09-741, a report to congressional requesters Accountability Integrity Reliability Provis...
Date July 29, 2009 Report No. GAO-09-769 Title

Home Mortgage Interest Deduction: Despite Challenges Presented by Complex Tax Rules, IRS Could Enhance Enforcement and Guidance

United States Government Accountability Office GAO July 2009 Report to the Joint Committee on Taxation HOME MORTGAGE INTEREST DEDUCTION Despite Challenges Presented by Complex Tax Rules, IRS Could Enhance Enforcement and Guidance GAO-09-769 July 2009 HOME MORTGAGE INTEREST DEDUCTION Highlights Highlights of GAO-09-769, a report to the Joint Committee on Taxation Accountability Integrity Reliabilit...
Date July 28, 2009 Report No. GAO-09-848R Title

Housing: Characteristics and Performance of Nonprime Mortgages

United States Government Accountability Office Washington, DC 20548 July 28, 2009 The Honorable Carolyn B. Maloney Chair Joint Economic Committee House of Representatives The Honorable Charles E. Schumer Vice Chairman Joint Economic Committee United States Senate Subject: Characteristics and Performance of Nonprime Mortgages During the first part of this decade, the number of mortgage originations...
Date July 28, 2009 Report No. GAO-09-922T Title

Home Mortgages: Recent Performance of Nonprime Loans Highlights the Potential for Additional Foreclosures

United States Government Accountability Office GAO For Release on Delivery Expected at 10:00 a.m. EDT Tuesday, July 28, 2009 Testimony Before the Joint Economic Committee U.S. Congress HOME MORTGAGES Recent Performance of Nonprime Loans Highlights the Potential for Additional Foreclosures Statement of William B. Shear, Director Financial Markets and Community Investment GAO-09-922T Chair Maloney a...
Date Dec. 4, 2008 Report No. GAO-09-231T Title

Troubled Asset Relief Program: Status of Efforts to Address Defaults and Foreclosures on Home Mortgages

United States Government Accountability Office GAO For Release on Delivery Expected at 10:00 a.m. CST Thursday, December 4, 2008 Testimony Before the Subcommittee on Financial Services and General Government, Committee on Appropriations, U.S. Senate TROUBLED ASSET RELIEF PROGRAM Status of Efforts to Address Defaults and Foreclosures on Home Mortgages Statement of Mathew J. Scire, Director, Financi...
Date July 18, 2007 Report No. GAO-07-1109T Title

Federal Housing Administration: Proposed Legislative Changes Would Affect Borrower Benefits and Risks to the Insurance Funds

United States Government Accountability Office GAO For Release on Delivery Expected at 9:30 a.m. EDT Wednesday, July 18, 2007 Testimony Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate FEDERAL HOUSING ADMINISTRATION Proposed Legislative Changes Would Affect Borrower Benefits and Risks to the Insurance Funds Statement of William B. Shear, Director Financial Markets and Commu...
Date June 29, 2007 Report No. GAO-07-645 Title

Federal Housing Administration: Decline in the Agency's Market Share Was Associated with Product and Process Developments of Other Mortgage Market Participants

United States Government Accountability Office GAO June 2007 Report to Congressional Requesters FEDERAL HOUSING ADMINISTRATION Decline in the Agency’s Market Share Was Associated with Product and Process Developments of Other Mortgage Market Participants GAO-07-645 June 2007 FEDERAL HOUSING ADMINISTRATION Highlights Highlights of GAO-07-645, a report to congressional requesters Accountability In...
Date Sept. 20, 2006 Report No. GAO-06-1112T Title

Alternative Mortgage Products: Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could Be Improved

United States Government Accountability Office GAO For Release on Delivery Expected at 10:00 a.m. EDT Wednesday, September 20, 2006 Testimony Before the Subcommittees on Housing and Transportation and Economic Policy, Committee on Banking, Housing, and Urban Affairs, U.S. Senate ALTERNATIVE MORTGAGE PRODUCTS Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could Be Improved...
Date Sept. 19, 2006 Report No. GAO-06-1021 Title

Alternative Mortgage Products: Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could Be Improved

United States Government Accountability Office GAO September 2006 Report to the Chairman, Subcommittee on Housing and Transportation, Committee on Banking, Housing, and Urban Affairs, U.S. Senate ALTERNATIVE MORTGAGE PRODUCTS Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could Be Improved GAO-06-1021 September 2006 ALTERNATIVE MORTGAGE PRODUCTS Highlights Highlights of G...
Date April 13, 2005 Report No. GAO-05-489T Title

Federal Home Loan Bank System: An Overview of Changes and Current Issues Affecting the System

United States Government Accountability Office GAO For Release on Delivery Expected at 10:00 a.m. EDT Wednesday, April 13, 2005 Testimony Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate FEDERAL HOME LOAN BANK SYSTEM An Overview of Changes and Current Issues Affecting the System Statement of Thomas J. McCool, Managing Director Financial Markets and Community Investment GAO-...
Date Sept. 8, 2003 Report No. GAO-03-973 Title

Federal Home Loan Bank System: Key Loan Pricing Terms Can Differ Significantly

United States General Accounting Office GAO September 2003 Report to Congressional Requesters FEDERAL HOME LOAN BANK SYSTEM Key Loan Pricing Terms Can Differ Significantly GAO-03-973 a September 2003 FEDERAL HOME LOAN BANK SYSTEM Key Loan Pricing Terms Can Differ Significantly Highlights of GAO-03-973, a report to the Ranking Minority Member, Senate Committee on Banking, Housing and Urban Affairs ...
Date May 1, 1997 Report No. RCED-97-93 Title

Homeownership: Potential Effects of Reducing FHA's Insurance Coverage for Home Mortgages

United States General Accounting Office GAO May 1997 Report to the Chairman, Subcommittee on Housing and Community Opportunity, Committee on Banking and Financial Services, House of Representatives HOMEOWNERSHIP Potential Effects of Reducing FHA’s Insurance Coverage for Home Mortgages GAO/RCED-97-93 GAO United States General Accounting Office Washington, D.C. 20548 Resources, Community, and Econ...
Date March 25, 1996 Report No. GGD-96-98R Title

FNMA and FHLMC: Benefits Derived From Federal Ties

GAO WasGeneral Accounting Office2 Washington, D.C. 20548 0 5 48 156663 16l General Government Division B-271498 March 25, 1996 Majority Leader House of Representatives Dear Mr. Armey: This letter responds to your request for information regarding the benefits that the U.S. government has conferred upon the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corpor...
Date Oct. 5, 1994 Report No. RCED-95-6 Title

Housing Finance: Implications of Alternative Methods of Adjusting the Conforming Loan Limit

:UEli&$d &at@3GenersLt Acconntfngomce ($Q”-J ‘:.’ ’ ‘,, Rejjort to Congressional Requesters GAO United States General Accounting Office Washington, D.C. 20548 Resources, Community, Economic Development and Division B-257364 October 5, 1994 Congressional Addressees The Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac)-federally...
Date Jan. 1, 1992 Report No. 145415 Title

Government Operations: Program Effectiveness of Mortgage Revenue Bonds in a Changing Economic Environment

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Date Jan. 1, 1992 Report No. 145416 Title

Government Operations: Rationing Eligibility for Mortgage Bond Loans

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Date March 29, 1991 Report No. GGD-91-38 Title

Tax Administration: Expanded Reporting on Seller-Financed Mortgages Can Spur Tax Compliance

I _... I . ._._ - GAO United States General Accounting Office Washington, D.C. 20548 General Government Division B-242571 March 29,1991 The Honorable David Pryor Chairman, Subcommittee on Private Retirement Plans and Oversight of the Internal Revenue Service Committee on Finance United States Senate Dear Mr. Chairman: You requested that we study the use of certain third party information reports ...
Date March 28, 1988 Report No. T-RCED-88-31 Title

Housing: Role of Qualified Mortgage Bonds in Providing Home Ownership Opportunities

For Release on: Delivery Exipected at 9:30 a.m. EST Monday, March 28, 1988 i'",Role of Qualified in Providing Opportunities Mortgage Bonds Home Ownership Statement of Associate John H. Luke, Resources, Community, Development Division Before the Subcommittee Committee on Senate U.S. on Taxation Finance Director and Economic I and Debt Management ~cl3 GeO/T-RCED-88-31 I GAO Form 160 (12/87) Mr. Chai...
Date July 17, 1985 Report No. RCED-85-102A Title

Housing: The Federal National Mortgage Association in a Changing Economic Environment

Date April 5, 1984 Report No. RCED-84-151 Title

Housing: Borrowers Pay Lower Effective Interest Rates for Large Conventional Mortgage Loans

UNITED STATES GENERAL WASHINGTON, ACCOUNTING D.C. 20548 Of FICE April RESOURCES COMMUNITY AND ECONOMIC DEVELOPMENT DIVISION 5, 1984 E-214822 The Honorable Steve Bartlett House of Representatives Dear Mr. Bartlett: Subject: Borrowers Pay Lower Effective Large Conventional I**ortgage 124072 Interest Rates for Loans (GAO/RCED-84-151) requested that we study how Your December 23, 1983, letter, the sta...
Date Oct. 24, 1983 Report No. RCED-84-40 Title

Housing: Mortgages Assigned to HUD Under Section 221(g)(4) of the National Housing Act

UNITED STATES GENERAL WASHINGTON, ACCOUNTING D.C. 20548 OFFICE , RESOURCES, COMMUNITY, AN0 ECONOMIC OCVCLOPMENT DIVISION B-207448 OCTOBER 24, 1983 The Honorable Jake Garn Chairman, Subcommittee on HUD-Independent Agencies Committee on Appropriations United States Senate Subject: Mortgages 122676 Assigned to the Department of Housing and Development Under Section 221(g)(4) of the National Housing A...
Date Aug. 12, 1983 Report No. RCED-83-157 Title

Housing: Equitable Interest Rates Are Needed for Farmers Home Administration Loans

. BY THE U.S.GENERAL ACCOUNTING OFFICE Report To The Secretary Of Agriculture Equitable Interest Rates Are Needed For Farmers Administration Loans Home In fiscal year 1982, the Farmers Home Administration loaned $4.9 billion to help borrowers buy and operate farms, purchase or improve homes, and construct or expand community facilities. But the interest rates charged on these loans have not been f...
Date July 2, 1981 Report No. CED-81-53 Title

Housing: New Mortgages for Financing Homes Need Uniform and Comprehensive Consumer Safeguards

Report To The Congress OF THE UNITED STATES New Mortgages For Financing Homes Need Uniform And Comprehensive Consumer Safeguards Federal financial regulatory agencies have authorized new mortgage instruments for singlefamily homes which have inconsistent consumer safeguards. Consumers are not assured of receiving adequate information for making decisions in selecting the mortgage which best meets ...
Date March 5, 1981 Report No. PAD-81-62 Title

Housing: Influence of Speculation on the Price of Converted Condominium Units

UNITEDSTATES GENERAL ACCOUNTIN-l/4‘? OFFICE WASHINGTON, D.C. 20548 ’ FnoaRAM AMALYBIS OlVlmK))( B-202311 The Honorable Benjamin S. Rosenthal Chairman, Subcommittee on Commerce, Consumer and Monetary Affairs Committee on Government Operations House of Representatives Dear Mr. Chairmanr March 5, 1981 Illllllllllll IIll 114631 on the Price Units (PAD-81-62) 3 This report addresses your concerns r...
Date March 8, 1977 Report No. CED-77-28 Title

Financial Institutions: Government National Mortgage Association's Secondary Mortgage Market Activities

DOCUMENT RESUME 00552 - [A0891628] Government National ortgage Association's Secondary Mortgage Market Activities. CED-77-28. March d, 19'7. 56 pF. Staff study by Henry Eschwege, Director, Community and Economic Development Div. Issue Area: Domestic Housing and Community Development: Federal credit Incentives to Stimulate Housing (2104). Contact: Community and Economic Development Div. 3udget Func...
Date Jan. 1, 1976 Report No. 090950 Title

GAO Goes to Court: The Impoundment Case