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GAO Reports by subject "Credit bureaus"

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Date Report No. Title
Date March 25, 2011 Report No. GAO-11-311 Title

Credit Cards: Consumer Costs for Debt Protection Products Can Be Substantial Relative to Benefits but Are Not a Focus of Regulatory Oversight

United States Government Accountability Office GAO March 2011 Report to Congressional Committees CREDIT CARDS Consumer Costs for Debt Protection Products Can Be Substantial Relative to Benefits but Are Not a Focus of Regulatory Oversight GAO-11-311 March 2011 CREDIT CARDS Accountability • Integrity • Reliability Consumer Costs for Debt Protection Products Can Be Substantial Relative to Benefit...
Date Jan. 26, 2011 Report No. GAO-11-147 Title

Payday Lending: Federal Law Enforcement Uses a Multilayered Approach to Identify Employees in Financial Distress

United States Government Accountability Office GAO January 2011 Report to Congressional Requesters PAYDAY LENDING Federal Law Enforcement Uses a Multilayered Approach to Identify Employees in Financial Distress GAO-11-147 January 2011 PAYDAY LENDING Accountability • Integrity • Reliability Federal Law Enforcement Uses a Multilayered Approach to Identify Employees in Financial Distress Highligh...
Date Sept. 22, 2010 Report No. GAO-10-782 Title

Securities and Exchange Commission: Action Needed to Improve Rating Agency Registration Program and Performance-Related Disclosures

United States Government Accountability Office GAO September 2010 Report to Congressional Committees SECURITIES AND EXCHANGE COMMISSION Action Needed to Improve Rating Agency Registration Program and Performance-Related Disclosures GAO-10-782 September 2010 SECURITIES AND EXCHANGE COMMISSION Accountability • Integrity • Reliability Action Needed to Improve Rating Agency Registration Program an...
Date Sept. 21, 2009 Report No. GAO-09-748 Title

Credit Cards: Fair Debt Collection Practices Act Could Better Reflect the Evolving Debt Collection Marketplace and Use of Technology

United States Government Accountability Office GAO September 2009 Report to Congressional Requesters CREDIT CARDS Fair Debt Collection Practices Act Could Better Reflect the Evolving Debt Collection Marketplace and Use of Technology GAO-09-748 September 2009 CREDIT CARDS Highlights Highlights of GAO-09-748, a report to congressional requesters Accountability Integrity Reliability Fair Debt Collect...
Date June 13, 2007 Report No. GAO-07-716 Title

Credit Derivatives: Confirmation Backlogs Increased Dealers' Operational Risks, but Were Successfully Addressed after Joint Regulatory Action

United States Government Accountability Office GAO June 2007 Report to Congressional Requesters CREDIT DERIVATIVES Confirmation Backlogs Increased Dealers’ Operational Risks, but Were Successfully Addressed after Joint Regulatory Action GAO-07-716 June 2007 CREDIT DERIVATIVES Highlights Highlights of GAO-07-716, a report to congressional requesters Accountability Integrity Reliability Confirmati...
Date May 1, 2007 Report No. GAO-07-778T Title

Bankruptcy Reform: Value of Credit Counseling Requirements Is Not Clear

United States Government Accountability Office GAO For Release on Delivery Expected at 10:30 a.m. EDT Tuesday, May 1, 2007 Testimony Before the Subcommittee on Commercial and Administrative Law, Committee on the Judiciary, House of Representatives BANKRUPTCY REFORM Value of Credit Counseling Requirement Is Not Clear Statement of Yvonne D. Jones, Director Financial Markets and Community Investment ...
Date April 6, 2007 Report No. GAO-07-203 Title

Bankruptcy Reform: Value of Credit Counseling Requirement Is Not Clear

United States Government Accountability Office GAO April 2007 Report to Congressional Requesters BANKRUPTCY REFORM Value of Credit Counseling Requirement Is Not Clear GAO-07-203 April 2007 BANKRUPTCY REFORM Highlights Highlights of GAO-07-203, a report to congressional requesters Accountability Integrity Reliability Value of Credit Counseling Requirement Is Not Clear Why GAO Did This Study The Ban...
Date April 27, 2006 Report No. GAO-06-494 Title

Military Pay: Hundreds of Battle-Injured GWOT Soldiers Have Struggled to Resolve Military Debts

United States Government Accountability Office GAO April 2006 Report to Congressional Requesters MILITARY PAY Hundreds of Battle-Injured GWOT Soldiers Have Struggled to Resolve Military Debts GAO-06-494 April 2006 MILITARY PAY Highlights Highlights of GAO-06-494, a report to congressional requesters Accountability Integrity Reliability Hundreds of Battle-Injured GWOT Soldiers Have Struggled to Res...
Date April 21, 2006 Report No. GAO-06-611SP Title

Business, Industry, and Consumers: Credit Card Minimum Payment Disclosures Cardholder Interview Results

Date March 16, 2005 Report No. GAO-05-223 Title

Credit Reporting Literacy: Consumers Understood the Basics but Could Benefit from Targeted Educational Efforts

United States Government Accountability Office GAO March 2005 Report to Congressional Committees CREDIT REPORTING LITERACY Consumers Understood the Basics but Could Benefit from Targeted Educational Efforts GAO-05-223 a March 2005 CREDIT REPORTING LITERACY Highlights Highlights of GAO-05-223, a report to congressional committees Accountability Integrity Reliability Consumers Understood the Basics ...
Date March 16, 2005 Report No. GAO-05-411SP Title

Business, Industry, and Consumers: Credit Reporting Literacy Survey Data

Date July 31, 2003 Report No. GAO-03-1036T Title

Consumer Credit: Limited Information Exists on Extent of Credit Report Errors and Their Implications for Consumers

United States General Accounting Office GAO For Release on Delivery Expected at 10:00 a.m. EDT Thursday, July 31, 2003 Statement for the Record Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate CONSUMER CREDIT Limited Information Exists On Extent of Credit Report Errors and Their Implications for Consumers Statement of Richard J. Hillman Director, Financial Markets and Commu...
Date Feb. 16, 1999 Report No. HEHS-99-28 Title

Social Security: Government and Commercial Use of the Social Security Number Is Widespread

United States General Accounting Office GAO February 1999 Report to the Chairman, Subcommittee on Social Security, Committee on Ways and Means, House of Representatives SOCIAL SECURITY Government and Commercial Use of the Social Security Number Is Widespread GAO/HEHS-99-28 GAO United States General Accounting Office Washington, D.C. 20548 Health, Education, and Human Services Division B-278798 Feb...
Date May 1, 1998 Report No. GGD-98-100BR Title

Identity Fraud: Information on Prevalence, Cost, and Internet Impact is Limited

United States General Accounting Office GAO May 1998 Briefing Report to Congressional Requesters IDENTITY FRAUD Information on Prevalence, Cost, and Internet Impact is Limited GAO/GGD-98-100BR GAO United States General Accounting Office Washington, D.C. 20548 General Government Division B-279537 May 1, 1998 The Honorable Charles E. Grassley Chairman Special Committee on Aging U.S. Senate The Honor...
Date June 3, 1994 Report No. HEHS-94-175 Title

Child Support Enforcement: Credit Bureau Reporting Shows Promise

‘ , .. . , ,:’ GAO United States General Accounting Office Washington, D.C. 20648 Health, Education, and Human Services Division B-257352 June 3,1994 The Honorable Sander M. Levin House of Representatives Dear Mr. Levin: Of nearly $35 billion in child support payments owed by over 8.5 million noncustodial parents under the nation’ Child Support Enforcement s Program, more than $27 billion r...
Date July 31, 1990 Report No. HRD-90-113 Title

Child Support Enforcement: More States Reporting Debt to Credit Bureaus to Spur Collections

Jrlly I!b!M) CHILD SUPPORT ENFORCEMENT More States Reporting Debt to Credit Bureaus to Spur Collections E NllllllllI Ill 142107 Not to be released outside the RESTRICTED-General Accounting Of!fke unless specifically approved by the Office of Congressional Relations. - RELEASED 2 GAO United States General Accounting Office Washington, D.C. 20548 Human Resources Division R-234817 July 31, 1990 The H...
Date April 9, 1990 Report No. HRD-90-71BR Title

Guaranteed Student Loans: Credit Bureau Reporting Practices by Guaranty Agencies and Lenders

United States General Accounting Office GAO April1990 Briefing Report to the Chairman, Subcommittee on Education, Arts, and the Humanities, Committee on Labor and Human Resources, U.S. Senate GUARANTEED STUDENT LOANS Credit Bureau Reporting Practices by Guaxmty Agencies and Lenders ’ i GAO/HRD9O-71B~ United States General Accounting Office Washington, D.C. 20648 Human Resources Division B-238707...
Date June 25, 1987 Report No. GGD-87-84 Title

Financial Services: Developments in the Financial Guarantee Industry

\ United S ta te s General A c c o u n tin g O ffice 133y72 n GAO J u n e 2 5 ,1 9 8 7 S ta ff S tu d y FINANCIAL S E RVICES D e v e lo p m e n ts in th e F in a n cia l G u a r a n te e In d u stry j I llllllll llllllll 133472 cIIB % v3’-f G A O /G G D - 8 7 - 8 4 . B-2,26612 --~-_- .-.---.--.._ _l--.-l.-... _-.-..___-.__ --.-._____ Preface This staff study addresses the development and use of ...
Date March 13, 1981 Report No. B-202109 Title

Government Operations: [Views on H.R. 749]

Ax COMPTROLLER GENERAL OF THE UNITED STATES WASHINGTON D.C. 20548 B-202109 :AR S The Honorable Jack Brooks Chairman, Committee on Government Operations House of Representatives Dear Mr. Chairman: By letter of January 21, 1981, you requested our iews on H.R. 7497, 97th Congress, 1st Session--"A Dill to amend title 5 of the Cnited States Code to increase the efficiency of Government-wide efforts to ...
Date Feb. 13, 1981 Report No. HRD-81-5 Title

Financial Management: Legislation Plus Aggressive Action Needed To Strengthen VA's Debt Collection

I 114421 Request for copies of GAD reports should be sent to: U.S. General Accounting Off ice Document Handling and Information Services Facility P,O. Box 0015 Gaithersburg, Md. 20760 Telephone (202) 2766241 The first five copies of individual reports are free Jf charge. Additional copies of bound audit reports ere $3.25 each. Additional copies of unbound report (i.e., letter reports) and most oth...
Date Nov. 19, 1980 Report No. 113895 Title

Financial Management: Improving the Collection of Debts Owed the Government

UNITED STATES GENERALACCOUNTINGOFFICE WASHINGTON, D.C. 20548 113895 FOR RELEASE ON DELIVERY EXPECTEDBY 2:30 EST WEDNESDAY,NOVEMBER 19, 1980 STATEMENTOF ELMER B. STAATS COMPTROLLER GENERAL OF THE UNITED STATES BEFORETHE COMMITTEEON GOVERNMENTAL AFFAIRS/jL UNITED STATES SENATE -’ 1IMPROVING THE Mr. Chairman ON COLLECTION OF DEBTS OWEDTHE GOVERNMENT J and Members of the Committee: request their to ...
Date Aug. 6, 1980 Report No. B-198458 Title

Government Operations: [Applicability of Statute of Limitations to Administrative Debt Collection Practices]

COMPTROLLER GENERAL OF THE UNITED STATES WASH INGTON D.C 20548 B-19845 8 August 6, 1980 Mr. Max Cleland Administrator Veterans Administration Dear Mr. Cleland: This is in response to a request from Guy H. McMichael, General Counsel of VA, for-our advice concerning the applicability of t4re statute of limitations Containod in 28 B-u.C. e-2A-5i to administrative debt collection practiced1. That stat...
Date April 1, 1980 Report No. 111985 Title

Veterans Affairs: Collection of Debts Owed the Veterans Administration

UNITED STATES GENERAL ACCOUNTING OFFICE WASHINGTON, D.C. 20548 FOR RELEASE ON DELIVERY Expected at 9:00 A.M. Tuesday, April 1, 1980 111985 STATEMENT OF RONALD F. LAUVE ASSOCIATE DIRECTOR, HUMAN RESOURCES DIVISION BEFORE THE SUBCOMMITTEE ON SPECIAL INVESTIGATIONS HOUSE COMMITTEE ON VETERANS' AFFAIRS ON THE/-j&LECTION Mr. Chairman today .?/cj] OF DEBTS OWED THE VETERqNS ADMINISTRATION and Members of...
Date Jan. 15, 1980 Report No. CD-80-1 Title

Financial Management: Unresolved Issues Impede Federal Debt Collection Efforts--A Status Report

BY THE COMPTROLLER GENERAL OF THE UNITED STATES I I (.17. Report To The Congress Unresolved Issues Impede Federal Debt Collection Efforts -- A Status Report Federal Government debt collection is not keeping pace with the increasing number of debts. U.S. citizens and organizations owed over $95 billion at the start of fiscal year 1979. Estimates from some Federal agencies show that at least $3.5 bi...
Date Jan. 3, 1980 Report No. B-197331 Title

Government Operations: [Comments on S. 1518, To Strengthen VA Debt-Collection and Program-Study Efforts]

( At COMPTROLLER GENERAL OF THE UNITED STATES WASHINGTON. D.C. 20548 8i9 t-197331 January 3, 1980 The Honorable Ray Roberts Chairman, Committee on Veterans' Affairs House of Representatives Dear Mr. Chairman: _ P7k - d I I E~ rkJ On December 11, 1979, your office requested that we provide you with a detailed analysis of S. 1518 (96th Congress, 1st Session) as revised December 10, 1979. The bill wo...
Date Nov. 8, 1979 Report No. 110836 Title

Veterans Affairs: H.R. 5268, A Bill To Authorize the Veterans Administration To Litigate Debts

STATES GENERALACCOUNTING OFFICE WASHINGTONID. C. 20548 FOR RELEASE ON DELIVERY Expected at 8:45 A. M. Thursday, November 8, 1979 STATEMENTOF RONALD F. LAUVE ASSOCIATE DIRECTOR, HUMANRESOURCES DIVISION BEFORE THE SUBCOMMITTEE SPECIAL INVESTIGATIONS ON HOUSECOMMITTEEON VETERANS' AFFAIRS ON LH.R. pleased 5268, A BILL TO AUTHORIZE THE VETERANS ADMINISTRATION To LITIGATE DEBTS -.I we are Mr., Chairman ...
Date Aug. 2, 1979 Report No. 110018 Title

Veterans Affairs: The Veterans' Administration's Proposed Amendment to Title 38 U.S.C. 3301

UNITED STATES GENERAL ACCOUNTING OFFICE WASHINGTON, D.C. 20548 FOR RELEASE ON DELIVERY Expected at 8:30 A.M. Thursday, August 2, 1979 STATEMENT OF RONALD F. LAUVE ASSOCIATE DIRECTOR, HUMAN RESOURCES DIVISION BEFORE THE SENATE COMMITTEE ON VETERANS' ON A&I+~&F3%i'PS G' es-E+=== PROFOSED AMENDMENT TO -38 U.S.C. Mr. to be here Chairman today and Members to of the Committee, 3301 we are pleased @7 AFF...
Date July 31, 1979 Report No. 109993 Title

Veterans Affairs: The Veterans Administration's Proposed Amendment to Title 38 U.S.C. 3301

.. , FOR RELEASE ON DELIVERY Expected at 9:30 A.:?. Tuesday, July 31, 1979 STATEXEYJT OF RONALD F. LAUVE ASSOCIATE DIRECTOR, HU?4MJ RESOURCES DIVISIOX BEFORE THE SUBCOEIXITTEE ON EDUCATIOfil, TRAINING HOUSE COMMITTEE ON VETERANS' AND EPIPLOYFIENT AFFAIRS PROPOSED AWXDf4ENT TO TITLE $lr. to be here Title Chairman today and Members to discuss 3301 permitting maintained of ON 1 THE VETERANS ADMINISTR...
Date July 16, 1979 Report No. 109885 Title

Tax Policy and Administration: IRS' Efforts To Identify and Pursue Income Tax Nonfilers and Underreporters

UNITED STATES GENERAL ACCOUNTING OFFICE WASHINGTON, D.C. 20548 FOR RELEASE ON DELIVERY Expected at 1O:OO a.m, EDT Monday, July 16, 1979 STATEMENT OF ALLEN R. VOSS, DIRECTOR GENERAL GOVERNMENT DIVISION BEFORE THE SUBCOMMITTEE ON OVERSIGHT HOUSE COMMITTEE ON WAYS AND MEANS ON EFFORTS TO IDENTIFY AND PURSUE 7 L
Date March 20, 1979 Report No. 108870 Title

Financial Management: Improving Government Debt Collection Operations

UNITED STATES GENERAL, ACCOUNTINGOFFICE WASHINGTON,D.C. 20548 FOR RELEASE ON DELIVERY EXPECTEDBY 2:00 EST TUESDAY, MARCH20, 1979 STATEMENTOF ELMERB. STAATS COMPTROLLER GENERAL J&cjT OF THE UNITED STATES IllAll II 108870 BEFORETHE SUBCOMMITTEE LEGISLATIVE ON THE SENATE APPROPRIATIONSCOMMITTEE ON /-jMPROVING GOVERNMENT T DE COLLECTION OPERATIONS s Mr. Chairman and Members of the Subcommittee We are ...