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H.R. 4662, Bureau Advisory Opinion Act (CBO Report for Congress)

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Congress 113th
Date Requested June 11, 2014
Requested By House Committee on Financial Services
Date Sent Dec. 2, 2014
Description:

As ordered reported by the House Committee on Financial Services on June 11, 2014

H.R. 4662 would direct the Bureau of Consumer Financial Protection (CFPB) to respond to specific inquiries about whether prospective activities comply with consumer financial laws. In preparing those responses, the CFPB would be required to provide a notice and comment period in order to gain the views of interested parties.

CBO estimates that enacting H.R. 4662 would increase direct spending by the CFPB by $815 million over the 2015-2024 period; therefore, pay-as-you-go procedures apply. Enacting H.R. 4662 would not affect revenues or spending subject to appropriation.

H.R. 4662 contains no intergovernmental or private-sector mandates as defined in the Unfunded Mandates Reform Act and would not affect the budgets of state, local, or tribal governments.

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