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H.R. 4804, Bureau Examination Fairness Act (CBO Report for Congress)

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Congress 113th
Date Requested June 11, 2014
Requested By House Committee on Financial Services
Date Sent Aug. 20, 2014
Description:

As ordered reported by the House Committee on Financial Services on June 11, 2014

H.R. 4804 would set deadlines for the Bureau of Consumer Financial Protection (CFPB) to meet when examining institutions regulated by the bureau. The bill also would limit simultaneous examinations of the same entity by the CFPB and establish new rules for how the bureau requests data from institutions under examination.

CBO estimates that enacting H.R. 4804 would increase direct spending by $178 million over the 2015-2024 period; therefore, pay-as-you-go procedures apply. Enacting H.R. 4804 would not affect revenues or discretionary spending.

H.R. 4804 contains no intergovernmental or private-sector mandates as defined in the Unfunded Mandates Reform Act, and would not affect the budgets of state, local, or tribal governments.

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