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H.R. 2571, Consumer Right to Financial Privacy Act of 2013 (CBO Report for Congress)

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Congress 113th
Date Requested Nov. 21, 2013
Requested By House Committee on Financial Services
Date Sent Feb. 6, 2014
Description:

As ordered reported by the House Committee on Financial Services on November 21, 2013

H.R. 2571 would require the Consumer Financial Protection Bureau (CFPB), in its efforts to monitor risks in markets for consumer financial products, to notify and obtain permission from individuals before collecting or using their personal information. The bill also would extend that requirement to businesses hired by the CFPB if the information is being collected on the agency’s behalf.

CBO estimates that enacting H.R. 2571 would increase direct spending by $8 million over the 2014-2024 period; therefore, pay-as-you go procedures apply. Enacting H.R. 2571 would not affect revenues, and implementing the bill would not affect spending subject to appropriation.

H.R. 2571 contains no intergovernmental or private-sector mandates as defined in the Unfunded Mandates Reform Act and would not affect the budgets of state, local, or tribal governments.

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