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S. 415, Small Business Disaster Reform Act of 2013 (CBO Report for Congress)

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Congress 113th
Date Requested June 17, 2013
Requested By Senate Committee on Small Business and Entrepreneurship
Date Sent July 11, 2013
Description:

As ordered reported by the Senate Committee on Small Business and Entrepreneurship on June 17, 2013

S. 415 would make changes to Small Business Administration (SBA) programs that serve areas affected by disasters. CBO estimates that implementing this legislation would not have a significant cost. Enacting S. 415 would not affect direct spending or revenues; therefore, pay-as-you-go procedures do not apply.

The bill would direct the SBA to:

CBO estimates that conducting those activities would not have a significant cost. Allowing for similar collateral to be used in place of an applicant’s primary residence should not affect the net cost to the federal government of SBA disaster loans. CBO also expects that the additional oversight and technical assistance authorized in the bill would be minimal relative to current law.

S. 415 contains no intergovernmental or private-sector mandates as defined in the Unfunded Mandates Reform Act and would impose no costs on state, local, or tribal governments.

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