Flood Insurance Requirements for Stafford Act Assistance (CRS Report for Congress)
| Release Date |
Sept. 5, 2008 |
| Report Number |
RS22945 |
| Report Type |
Report |
| Authors |
Edward C. Liu, American Law Division |
| Source Agency |
Congressional Research Service |
Summary:
This CRS report discusses flood insurance requirements. "The Robert T. Stafford Disaster Relief and Emergency Assistance Act (the Stafford Act) imposes flood insurance requirements upon eligibility for disaster assistance in two general cases: (1) if the entity seeking disaster assistance has received disaster assistance in the past, or (2) if the entity seeking disaster assistance is a state or local government or private nonprofit located in a federally designated special flood hazard area (SFHA) as determined under the National Flood Insurance Act of 1968. The requirements imposed by the Stafford Act operate independently of each other, and a potential applicant for disaster assistance may fall into both categories. This report will discuss the specific requirements imposed in each situation after briefly discussing the history of flood insurance and the relevant types of disaster assistance."
