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Fair Credit Reporting Act: Frequently Asked Questions (CRS Report for Congress)

A full-text PDF of the latest version is currently unavailable.
Release Date Revised Oct. 23, 2003
Report Number RS21576
Report Type Report
Authors Angie A. Welborn, American Law Division; and Loretta Nott, Government and Finance Division
Source Agency Congressional Research Service
Older Revisions
  • Premium   Revised Sept. 15, 2003 (4 pages, $24.95) add
  • Premium   Aug. 28, 2003 (4 pages, $24.95) add
Summary:

As financial privacy issues are debated in Congress, numerous questions about the Fair Credit Reporting Act (FCRA) have emerged. Enacted in 1970, the Fair Credit Reporting Act is the federal statute that establishes a regulatory framework for credit reporting in the United States and establishes a consumer's rights with respect to his or her credit report. This report attempts to answer frequently asked questions about the Fair Credit Reporting Act.
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